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During the holidays, you showered your loved ones with gifts, whether you could afford it or not. You would have felt guilty if you couldn't give them what they wanted. That's what a credit card is for, right? Unfortunately, now that the holidays are over and the bills are arriving, your new year may be off to a rough start. According to Consumer Reports, only 65 percent of credit card users predict they will have holiday debt paid off by the end of January. Nineteen percent expect to still be paying off holiday debt in March or later. These sets of articles will help you understand why you keep finding yourself in holiday debt, how to get out of this mess and how to prevent it from happening again next year
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