NAB Low Rate Visa Card - Apply Online

Key Features:

• 0% p.a. on balance transfers for up to 6 months
• Interest rate 12.79% p.a. on purchases¹
• Up to 55 days interest free on purchases²
• Cash if you need it at 19.19% p.a.¹
• Annual card fee $49³
• An additional cardholder at no extra cost⁴
• Worldwide acceptance at over 22 million locations⁵
  

Terms & Conditions
Approval is subject to NAB's credit assessment criteria. Terms and conditions available on application. Fees and charges apply. NAB offers a range of credit cards which may not be described here. For more information, please visit nab.com.au/creditcards.

1. Purchases excludes cash advances including bills paid over the counter at a bank, financial institution or post office and for the purchase of traveller's cheques. The NAB Low Rate Visa Card (Purchase) Indicator Rate is 12.79%p.a. (as at 25 March 2008) and is subject to change. The NAB Low Rate Visa Card (Cash Advance) Indicator Rate is currently 19.19%p.a. (as at 25 March 2008) and is subject to change.

2. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers cheques). Up to 55 days interest-free on purchases if you pay your account in full by the due date each month.

3. Annual card fee is correct as at 13 November 2007 and is subject to change.

4. Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

5. These added travel benefits are provided by Visa International. Neither National Australia Bank Limited ABN 12 004 044 937 nor any other company in the National Australia Bank Group guarantees or accepts liability in respect to Visa Global Customer Assistance Services.

Credit Card offers you great flexibility and convenience. But it's important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB Credit Card at this point in time.